See the road ahead.
See if you're on track and how spending or withdrawal choices could affect your retirement.
Can I retire when I want?
Retirement planning and budgeting for Canadians.
Know where you stand. Know what comes next.
Harbour North brings retirement planning and everyday money together, so you can make decisions with more clarity and less stress.
No account required to try.
Make money feel simpler.
Bring your accounts, income, bills, spending and goals into one clear view.
What can I safely spend today?
One membership. Both tools.
Full access to Horizon and Bearing with one annual Harbour North membership.
$29
CAD / year
Get full access
Common questions
Questions before you get started?
Is this free to try?
Yes. You can try Harbour North before paying, and free access does not expire.
Do you sell my data?
No. Harbour North does not sell your personal financial information to advertisers or data brokers. See the Privacy Policy for how information is handled.
Is this financial advice?
No. Harbour North is a planning and educational tool, not financial, investment, tax, accounting, insurance or legal advice.
Where is my information stored?
Harbour North uses service providers to operate the service. Some providers may process or store information outside British Columbia or outside Canada, including in the United States or other jurisdictions, where it may be subject to local laws. Harbour North does not sell personal information and uses reasonable safeguards designed to protect it. See the Privacy Policy for details.
Built in British Columbia
Built by a Canadian who wanted a simpler way to plan.
I built Harbour North to bring retirement planning and everyday money into one straightforward Canadian tool — without turning the planning process into a sales pitch.